PISP

As a PISP, you are allowed to authenticate in a user’s account with the following permissions:

1. read account information

   • legal name

   • IBAN

2. initiate payments (create draft payments)

3. confirm that the account balance is sufficient for covering the payment (will be available in upcoming releases)

Once a bunq user has confirmed they want to make a payment via your application, you can initiate the payment confirmation flow.

1. Open a session to the bunq server.

2. Get the id of the account you want to use to receive the money from the bunq users:

   • Call GET v1/monetary-account. Check the ids of the accounts and save the id of the account you want to transfer customer money to

3. Create a draft payment.

   • Call POST v1/draft-payment and pass the following parameters:

     1. monetary-accountID

     2. userID

     3. the customer’s email address, phone number or IBAN in the counterparty_alias

4. If the user confirms their intent to make the payment, we carry out the transaction.

5. Check the status of the payment via GET v1/draft-payment using the draft payment id parameter returned in the previous step.